Card Skimmers turning up everywhere

This weekend a Consumerist Reader found a card skimmer on a WaMu ATM.  It pays to keep your eyes open.  I’ve recently had two fraud alerts that seem to have prevented my accounts and information from being exploited…again…but it pays to be vigilant.

Skimmers: Reader Finds Card Skimmer On Bank ATM.


I’m so confused…I thought people couldn’t afford to go to strip clubs anymore…

According to the ever reliable and not at all sensational New York Post, all sorts of laid-off gals are taking to the pole to make ends meat…or get back to their six figure life-style.  But seriously, a few months ago the newspapers were littered with stories about how strippers, escorts, and mistresses were suffering from the bad economy because men could no longer afford them.  What’s changed?  We’ve hit the bottom so men don’t care if they can afford it anymore?  I guess just former analysts are making tons of money with the career switch?  I have heard that the ‘new girls’ are always more popular.  Also, I’m now really interested to find out what a ‘massage’ girl does at Ricky’s and how it’s legal.  I actually feel pretty sorry for the pastry chef girl who’s now the massage girl…that can’t be good…I mean, I’m sure she’s good at it since she’s used to working with doughy sugar-puffs but it just seems like she’s fallen further than the analyst.  I mean, the analyst lady clearly had no soul to begin with and is just following the dollar…but the pastry chef lady…it sounds like she once had dreams, hopes and ambition at one point.  Le sigh.  Everyone should go buy a cupcake or scone today.  Do your part to keep these chefs from becoming tarts.


Mad about the bailout? Get enraged!

I smell Pig

With the stock market gaining ground again and the administration declaring the economic meltdown to be over and the country back on the road to recovery, it’s important that we all understand exactly what happened, how it happened, and start working to prevent it from EVER happening again.  People are upset about the bailout but view it as necessary…was it?  Is it?  Dave Chapelle talked about the “real” white man and said that there are men you think control the world and then there are the REAL men…the few richer than god men who are actually pulling the puppet strings that control us all.  I’ve seen some things in my day that imply that’s actually the way of it…that the high rollers who donate the most get the meetings…they get the phone numbers that make the difference…and they have the name recognition that gets their calls put through.  This article talks about a great many things that should give all American’s pause…give us some things to think about…and some things to vote on.  It also talks about our good friend Joseph Cassano…of Che t-shirt fame!  Sounds like he’s pretty much a Grade A douche who enjoys parading around lawn parties wearing his Che T-shirt ironically…just like a hipster who doesn’t get the joke.

We need regulation.  That much is crystal clear…but how can we engineer change if the people who influence the most change are the same people engineered the market’s deregulation?  It’s just like the Obama administration not repealing so many of the Bush Administration’s executive power extensions…

Anyhoo, it’s depressing but important so please read it

The Big Takeover : Rolling Stone.

And the Captain Obvious Award goes to…The NY Times for this Headline!

White House Optimism Not Shared by Republicans –

Wow…Really?  You’re kidding?  Republicans don’t SHARE the White House’s Optimism?  That’s SHOCKING.  That’s never happened before.  I don’t know what the next year holds or what the next decade holds.  But I do know that it took lot’s of different people around the globe in many different fields to dig the economic hole we’re currently in.and it’s going to take a united effort involving everyone-from main street to wall street and around the globe to fix this.  Republicans can say whatever they want about plans…until they have something better, we’re sticking with what we’ve got.  Also, who got us into this mess?  8 years of a Republican White House…specifically George W. Bush.  Has anyone else noticed that Bush’s name is RARELY used now?  It’s almost as if they are trying to make American’s forget who was at the helm when the warning flares were signally…as if they want American’s to forget how many lives have been lost and how much money has been spent on wars in Afghanistan and Iraq…wars that we’re no closer to winning now than we were when we invaded.  Bankruptcy?  Oh yeah…Obama is the reason the country might be bankrupt in a few years…it has NOTHING to do with the tax cuts or stimulus checks or the FDIC not making banks pay their annual dues or unchecked spending by the former administration.

File this under “R U Shittin’ Me?”: Banks Didn’t Pay Into FDIC Coffers From 1996 To 2006




Who knew politicians were such optimists?  Apparently most banks didn’t have to pay into the FDIC from 1996 to 2006 because officials at the time thought “the good times would last and that bank failures would not be a problem”…

I really don’t understand the logic behind this…it’s like banks charging poor people to keep their money in the bank and giving rich people money back!  The banks were FLUSH-go and get what they OWE.  It’s not like the IRS says to me “You know what…actually…we’re doing pretty good this year…I don’t think we’re going to need your money.  This year is on us.”  And you know why that is?  Because the IRS knows better!  They knew that THIS year would come…that the good times would NOT keep going for me and that I would need unemployment!  So why are they surprised that banks suddenly need money?  The banks are just like me!  I am the bank!  The bank is me!  And neither one of us saved up for this day because we had you FDIC!  And stupid Congress.  Not to sound like a crazy c-o-n-spiracy person, but this HAS to be the result of some SERIOUS lobbying.  Not charging fees to banks is not an idea Congress or the FDIC came up with on their own…Any of Abramoff’s dirty little prints on this?  The timeline fits but I’d hope they’ve turned over every rock by now.  Who knows?  They might have been too busy telling banks to forget about the fees!

Fdic: Banks Didn’t Pay Into FDIC Coffers From 1996 To 2006.

SURE! We’ll take it back…plus interest of course

sad flowers in rain at train stationApparently some banks are balking at the rules and restrictions the fed is placing on the bailout money.  They don’t like the fact that Congress and regulators can impose new rules as they see fit and worry that it will keep weaker banks afloat when really they are doomed to failure.  The rules and restrictions are a result of the increasing public ‘outrage’ over the bailout.  As a member of the public at large, I tend to agree with the ‘outrage’.  If banks don’t want to follow these rules, then don’t take the money.  Clearly if you can choose NOT to take the money, you don’t really need it.  The bailout money should be a last resort.  This isn’t something to cushion coffers…this is a stopgap.  I’m getting unemployment and take all of the restrictions that come with that government subsidy…if they want me to fill out a survey, I fill it out!  

Some Banks, Citing Strings, Want to Return Aid –