I had never heard of the “Snowballing” method…in regard to paying off debts. It’s something similar to Suze’s method where once you’ve finished paying off the highest interest rate credit card, you roll the payment you were making on that card to the next, and so on. The “Snowflake” method is similar but you throw whatever extra money you come into at various debts. The idea is that it has to hunting down extra money at every turn which IN turn keeps you from spending money. An interesting idea.