It usually is just as simple as picking up the phone…

I ❤ Domo

Reducing the interest rates on your credit cards can often be as simple as making a phone call and repeating this simple script!  But do it BEFORE you get laid off…as soon as you stop earning income, most credit card companies stop negotiating and start getting as nervous about recovering what you owe them as you are about having just lost your job.  So do be sure to make the phone call before the shit hits the fan.  Even if you don’t carry a balance, it’s a good idea to get them to reduce your interest rate so it doesn’t burn you in the future.

Credit Cards: Make a Phone Call that Lowers Your Credit Card Rate.

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