If you’re lucky enough to have a job, start an emergency fund ASAP if you haven’t already. If you’re like I was, you’re living pay check to pay check and there never seems to be enough change to put aside. But I started saving a little and a little more and it’s what’s keeping me afloat now. It’s the best thing I’ve ever done and I wish I’d saved more and/or started sooner. So learn from my mistakes and start it today!